Keeping
Cleveland Heights
in good repair!
PROGRAMS & RESOURCES Home Repair Resource Center offers a wide range of programs, services, and resources. Some of our programs have income or residency guidelines, while others are open without restrictions. The following programs, services, and resources are currently available: FINANCIAL ASSISTANCE FOR HOME REPAIRS Our financial assistance programs help make borrowing for repairs more affordable, so homeowners can manage the maintenance needs of their property. These services are available only to Cleveland Heights homeowner/occupants. Specific benefits include the Challenge Fund program, providing loan guarantees for homeowners whose circumstances prevent them from qualifying for conventional bank financing (no income limitations); and, for homeowners whose income falls within the low- and moderate-income (LMI) guidelines, grants that pay interest costs, match owner investment and/or provide incentive to undertake major projects, enabling these owners with limited resources to afford important repairs. Call (216) 382-6100, ext. 15, for more information. COUNSELING & FINANCIAL EDUCATION Our counseling and financial education programs help residents learn to manage money, improve credit standing and make wise financial decisions. Home Repair Resource Center is a HUD-approved counseling agency that can serve all Ohio residents with these services. We provide confidential one-on-one counseling to help people with many kinds of financial issues: budget and finances, home purchase, questions about existing mortgages, refinancing, reverse mortgages, and avoiding foreclosure. In addition, Home Repair Resource Center offers an interactive workshop series on financial empowerment that provides in-depth strategies in money management. The free classes are held on a regular basis throughout the year. Call (216) 382-6100, ext. 13, for more information. FORECLOSURE INTERVENTION Our foreclosure intervention services help homeowners find solutions to avoid the loss of their home. Our counselors provide confidential one-on-one counseling to help people sort through possible solutions, determine the best option for their individual situation, and negotiate with lenders and/or loan servicers. As a HUD-approved counseling agency, Home Repair Resource Center can serve all Ohio residents threatened with foreclosure. Call (216) 382-6100, ext. 12 or 14, for more information. REPAIR EDUCATION PROGRAMS Our repair education programs, now open to residents of all communities, enable homeowners to do repairs on a do-self or contracted basis. Project Repair offers "hands-on" classes that teach residents to do repairs correctly. (Take a Virtual Tour of our workshop where we offer classes.) "Home How-To for Women" provides personalized, in-depth instruction and encouragement to single women heads of house with limited incomes, so they gain confidence to undertake basic repairs that they would otherwise need to contract and are able to deal knowledgeably with contractors for larger projects. (To view a brief segment on Home How-To that was shown on "Ideas," a program produced by WVIZ, Cleveland's PBS station, go to http://www.youtube.com/watch?v=ZQu1FMPIAbk.) Call (216) 381-6100, ext. 16, for more information. EDUCATIONAL RESOURCES Our educational resources improve the quality of repair work in the community. All residents, from Cleveland Heights and other communities, can use our Resource Library, located right in our office facility at 2520 Noble Road, which offers repair handouts, and videotapes, as well as contractor evaluations and suggested specifications for fourteen major repairs, to help homeowners obtain comparable estimates and get better quality work. (We encourage residents to share their experience in getting repair work done by completing one of our contractor evaluation forms.) Library hours are 9 a.m. till 5 p.m., Monday through Friday; evening times can be arranged by appointment. HRRC has partnered with the Cleveland Heights-University Heights Public Library. Many of our handouts and other resources are also available in Home Repair Resource Center's Resource Area on the second floor of the CH-UH Main Library, 2345 Lee Road, Cleveland Heights. Our annual Home Remodeling Fair is held in the spring of each year. Call (216) 381-6100, ext. 16, for more information.
TOOL LOAN Through our Tool Loan, income-eligible Cleveland Heights homeowners occupants can borrow tools for repairs. (Modest fees are charged.) Call (216) 381-6100, ext. 18, for more information. REHABILITATION PROJECTS We carry out rehabilitation of distressed properties that constitute a blighting influence in the community. Home Repair Resource Center looks for vacant, foreclosed houses which need substantial work, and invests in a complete renovation, from roof to furnace. On a small scale, one project at a time, the rehab projects model what is possible to achieve in updated design and quality renovation of an older home. Construction uses green technology, high-quality materials, and suburb finish detail to match neighborhood and community standards. In this effort, Home Repair Resource Center has established new liaisons with local financial institutions, which have produced affordable purchase prices and no-cost lines of credit. Call (216) 381-6100, ext. 11, for more information. |
